By using this website, you agree to these terms. Insurance availability, eligibility, benefits, costs, and policy terms vary and are determined by the applicable insurer and official plan documents.

1. About Our Services

Global ADC Group Corp is an independent insurance agency providing education and assistance concerning ACA health insurance, dental, vision, accident, hospitalization, life insurance, Indexed Universal Life (IUL), and other insurance products that may be available through licensed professionals and participating carriers.

2. No Guarantee of Eligibility, Price, or Coverage

Website content is general information and is not a binding quote, contract, tax advice, legal advice, investment advice, or guarantee of coverage, eligibility, subsidy, premium, benefit, cash value, or policy performance. Any quote is subject to verification, underwriting when applicable, carrier approval, availability, and the policy or plan documents.

3. IUL and Life Insurance Disclosure

Indexed Universal Life is life insurance, not a bank account or direct investment in a market index. Policy values, credited interest, charges, loans, withdrawals, lapse risk, and tax treatment depend on policy terms and individual circumstances. Guarantees are subject to the claims-paying ability of the issuing insurer. Consult appropriate tax, legal, or financial professionals regarding your situation.

4. User Responsibilities

You agree to provide accurate information, use the website lawfully, and not interfere with its security or operation. You are responsible for reviewing official insurer documents before making a decision.

5. Communications

Submitting a request authorizes us to respond using the contact methods you provide. SMS communications are governed by our SMS Terms. Optional SMS consent is not a condition of purchase.

6. Intellectual Property

Website text, design, branding, and original materials are owned by or licensed to Global ADC Group and may not be reproduced without permission, except as allowed by law.

7. Third-Party Services and Links

Carrier, enrollment, social-media, messaging, and other third-party services have their own terms and privacy practices. We are not responsible for third-party content or availability.

8. Disclaimer and Limitation

To the extent permitted by law, the website is provided “as is.” Global ADC Group is not liable for indirect, incidental, special, or consequential damages arising from website use, transmission failures, third-party systems, or reliance on general website information.

9. Governing Law

These terms are governed by applicable United States federal law and the laws of Florida, without limiting rights that cannot legally be waived.

10. Changes and Contact

We may update these terms. Questions may be directed to info@globaladcgroup.com or 1-800-291-1192.

Términos y Condiciones del Sitio

Fecha de vigencia: 17 de julio de 2026

Al usar este sitio acepta estos términos. Global ADC Group Corp es una agencia independiente que brinda información y asistencia sobre ACA, dental, visión, accidentes, hospitalización, seguro de vida e Indexed Universal Life (IUL).

Información general

El contenido no constituye una cotización vinculante, contrato, asesoría legal, fiscal o de inversión, ni garantía de elegibilidad, subsidio, prima, beneficio, valor en efectivo o rendimiento. Toda cobertura depende de verificación, disponibilidad, suscripción cuando corresponda, aprobación de la aseguradora y documentos oficiales.

Divulgación de IUL

IUL es un seguro de vida; no es una cuenta bancaria ni una inversión directa en un índice. Los valores, intereses acreditados, cargos, préstamos, retiros, riesgo de caducidad y tratamiento fiscal dependen de la póliza y de cada situación. Las garantías dependen de la capacidad de pago de la aseguradora emisora.

Comunicaciones

Al enviar una solicitud nos autoriza a responder por los medios proporcionados. Los SMS se rigen por nuestros Términos SMS. El consentimiento opcional para SMS no es condición de compra.

Responsabilidad y contacto

El sitio se ofrece “tal cual” en la medida permitida por ley. Consulte los documentos oficiales antes de tomar decisiones. Para preguntas: info@globaladcgroup.com o 1-800-291-1192.